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Insurance Plans


All athletes must provide proof of insurance.  If your athlete does not have insurance, you may purchase some at or any other insurance provider.

If you have any questions regarding the plans below, please contact Myers-Stevens & Toohey toll free at (800) 827-4695

Visit: for more information about enrollment, plans available, and prices.  Please note, you will have to first fill in your students' birth date, students' school zip code, and the school district, school, and grade your student will be entering. After selecting continue, you will be able to view all the plan information and prices. 

What plans are available to purchase?

1) Student Accident & Sickness Plan

Students (grades P-12) may enroll in this plan. Covers Injuries sustained and Sickness commencing anywhere in the world, 24 hours a day, while your student is insured under the School Year's plan (including interscholastic sports, except high school tackle football). Repatriation and Medical Evacuation benefits are included. This plan does not cover routine or preventative care. Benefits are payable according to the "Description of Benefits" up to $50,000 per covered Sickness and $200,000 per covered accident. You may go to any doctor or hospital, but use of First Health contracted providers may decrease out-of-pocket costs. Call 800-877-1666 or log on to to locate your nearest provider. .

2) Interscholastic Tackle Football Accident Plans

Students (grade 9-12) may enroll in these plans. Covers Injuries caused by covered accidents occurring:

While practicing or playing in interscholastic high school tackle football activities which are school-sponsored and directly supervised, including spring practice and summer conditioning, weight training and passing league.

While traveling for football in a School Vehicle or traveling directly and without interruption between School and off-campus site for such activities provided travel is arranged by, and is at the direction of, the school.

3) Full-Time 24/7 Accident Plans

Students (grades P-12 and School employees) may enroll in these plans. Covers injuries caused by covered Accidents occurring 24 hours a day, anywhere in the world and while participating in all interscholastic sports except high school tackle football. 

4) School-Time Accident Plans

Students (Preschool-12) may enroll in these plans. Covers Injuries caused by covered Accidents occurring

On School premises during the hours and on days when the School's regular classes are in session, including one hour immediately before and one hour immediately after regular classes, while continuously on the School premises.

While participating in or attending School-sponsored and directly supervised activities including interscholastic athletic activities and non-contact spring football (except interscholastic high school tackle football)

While traveling directly and without interruption to or from residence and School for regular attendance; or School and off campus site to participate in School-sponsored and directly supervised activities, provided travel is arranged by and is at the direction of the School; and while traveling in School Vehicles at any time. Various levels of coverage are available and eligibility for coverage is determined by the state the applicant resides in and whether or not the applicant's school district or dioceses has an existing relationship with Myers-Stevens & Toohey & Co. Inc.. Please contact us with any inquiries.

5) Dental Accident Plan

Students (grades P-12) may enroll in these plans. Covers Injuries to teeth caused by covered Accidents occurring 24/7, anywhere in the world, including participation in all sports and all forms of transportation. Benefits are payable at 100% of the Usual, Reasonable and Customary charges for Treatment of injured teeth, including repair or replacement of existing caps or crowns. We do not pay for damage to or loss of dentures or bridges or existing orthodontic equipment. The coverage provides a "Benefit Period" of Accident dental benefits for up to one year from the date of the first Treatment. The benefit period for an Injury may be extended each year, provided that: coverage is renewed prior to October 1, the student remains enrolled in grades P-12, and written notice is received by the Company at the time of Injury that further Treatment will be deferred to a later date.

6) Pharmacy SmartCard

Enroll today and receive savings of 10%-70% on prescription drugs available at over 55,000 local pharmacies! Anyone, at any age, may enroll! SmartCard services are provided through NPS. The SmartCard is not an insurance product and is not insured by BCS Insurance Company or ACE American Insurance. For more information on NPS, log on to or call 800-546-5677. An ID card will be sent separately by NPS after your payment has been processed. In order to receive discounts, you must present your ID card to the pharmacy each time you need a prescription for you or your family.


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